Best NovelAI Alternatives in 2026 (For Fiction, Not Chat)
NovelAI doesn't lose users the way Character.AI does. Nobody storms out over a filter, because there isn't one. People go looking for an alternative for a quieter reason: the ceiling. In October 2025 NovelAI moved every tier to GLM-4.6, an open-weights model, and in March 2026 shipped Xialong, their own finetune of it, exclusive to the $25 tier. Both are respectable. Neither is a frontier model — and the gap is the kind you feel a few scenes deep, when the story either opens up or begins to repeat itself.
The second reason is arithmetic. A flat subscription is a great deal if you write for hours every day and a quiet tax if you write three evenings a week. Both reasons point at the same short list.
| Tool | Price | Engine | Best for |
|---|---|---|---|
| Underfiction | Pay-as-you-go credits | Frontier models + uncensored options | Interactive fiction in literary prose |
| Sudowrite | $10–44/mo (annual) | Hosted mix, credit pools | Drafting a manuscript |
| Novelcrafter | $4–20/mo + your API key | Any model you connect | Planners who like owning the stack |
| SillyTavern | Free + model costs | Any model, local included | Tinkerers, lorebook power users |
| AI Dungeon | Free tier; $14.99–99.99/mo | Own finetunes + larger paid models | Game-framed adventures |
1. Underfiction — frontier prose, paid by the word
Underfiction is interactive fiction rather than a drafting desk: you set a scene, write your side, and a frontier model — Fable, Opus, Gemini, or Grok, with uncensored open-weights options alongside — writes the world back in literary prose. The structural ideas NovelAI users care about are here in different clothes: stories are scenes and chapters, and scene summaries do the lorebook's job of carrying facts forward without hand-feeding context.
No content filter, stated plainly. And the pricing inverts the subscription: credits, spent per word generated, never expiring, 500 free after email confirmation. For an evenings-and-weekends writer that usually undercuts a subscription — and it's the only way anyone currently sells frontier-model fiction without a monthly fee.
Best for: writers who want the best available prose and a bill that matches their actual pace.
2. Sudowrite — the manuscript tool
Sudowrite is for writing a novel you intend to finish and sell: outline tools, scene expansion, a Story Engine that drafts alongside you. Plans run $10 to $44 a month billed annually ($19 to $59 monthly), differing only in monthly credit pools. It is not interactive fiction and doesn't pretend to be — you are the author at a desk, not a character in the scene. As a drafting instrument it's the most complete thing in its lane.
Best for: novelists who want help producing a manuscript.
3. Novelcrafter — bring your own model, keep the receipts
Novelcrafter charges $4 to $20 a month for the writing environment — codex, planning boards, chapter structure — and you connect your own model key and pay the provider directly. For writers comfortable managing API keys it's the cheapest route to serious tooling, and the codex will feel familiar to any lorebook user. The tradeoff is that nothing is bundled: model choice, cost control, and refusal behavior are all yours to manage.
Best for: planners who want NovelAI-style structure with their own engine.
4. SillyTavern — the tinkerer's endgame
Free, open source, self-hosted, and pointable at anything — including a model running on your own hardware, which is the one configuration nobody can ever change underneath you. Lorebooks, group scenes, total prompt control. The cost is your time: it's software you administer, not an app you open. Closest of anything here to NovelAI's original spirit of user control.
Best for: writers who enjoy the machinery and want nothing hosted.
5. AI Dungeon — if what you miss is the adventure
If your NovelAI use was really text adventuring, AI Dungeon is the purpose-built version: scenarios, quests, a game economy. Free to start, then $14.99 to $99.99 a month for credit allowances and context from 4k to 32k tokens. Solo play is close to unfiltered. The prose keeps a game register — event-driven, second person — which is either the point or the dealbreaker.
Best for: game-framed fiction rather than literary pages.
When staying with NovelAI is right
Three cases, honestly. If you write many hours a day, flat-rate unlimited generation is arithmetic nobody here beats. If client-side encryption is your deciding factor — the company cannot read your stories, full stop — NovelAI remains nearly alone in offering it, and we won't pretend otherwise: Underfiction syncs stories encrypted at rest and we don't read them, but the key model is not client-side. And if anime image generation matters to you, that's still their crown jewel.
Start from a trope
New accounts start with 500 free credits after email confirmation.
Try UnderfictionFrequently asked questions
What happened to NovelAI's own models?
NovelAI stopped training storytelling models from scratch. In October 2025 every tier moved to GLM-4.6, a strong open-weights model, and in March 2026 they shipped Xialong, their own finetune of it, exclusive to the $25 Opus tier.
What's the cheapest way to write fiction with frontier models?
Usage-based pricing. Underfiction sells credits spent per word generated, starting with 500 free — no subscription. Novelcrafter plus your own API key is the do-it-yourself equivalent. No flat subscription currently offers unlimited frontier-model fiction at any price.
Which NovelAI alternatives have no content filter?
Underfiction applies none. SillyTavern and Novelcrafter inherit whatever the model you connect allows — a local model through SillyTavern refuses nothing. AI Dungeon runs solo play close to unfiltered.
Does any alternative match NovelAI's client-side encryption?
Not exactly, and honesty matters here: client-side encryption means the company cannot read your stories, and that remains rare. Underfiction's model is stories on your device, sync encrypted at rest, no reading, no training — strong, but the encryption keys are not client-held.
Is NovelAI still worth it in 2026?
Yes, for three kinds of writers: those writing enough hours that flat-rate unlimited wins, those for whom client-side encryption is decisive, and those who want its anime image generation. For frontier-quality prose, look at usage-based alternatives instead.